Senior Markets

HLR America is the nation’s largest professional reinsurer of Medicare business, operating in this market segment for over 10 years and reinsuring over USD 4 billion of premium for our clients.

We work with insurers and health plans to create innovative technology in relation to their Medicare Advantage, Medicare Part D Prescription Drug, and Medicare Supplement/Select portfolios to provide structured funded and unfunded solutions that address their capital, RBC and risk management strategic needs, goals and objectives. Whether you are currently established or are just now entering the individual or group Medicare Advantage and Part D market, we can provide both financial and risk solutions as well as product, price-management and distribution expertise. We can also assist in the acquisition of a company or block of business. Alternatively, if you are looking to exit the market we can help you to monetize the value in your Medicare business or find a strategic partner to sell to.

Some additional Medicare market services we provide include:

• Equity and risk-based-capital management and solutions
• Strategic market analysis
• Adequacy reviews of rates, area factors and trends
• Price planning
• Access to distribution
• Demographic studies