Automated Underwriting Systems

Merica-US™ combines HLR America's global underwriting experience with state of the art technologies to create a revolutionary new business process. It allows you to leverage our underwriters’ and reinsurance specialists’ deep knowledge base for your business. Merica-US™ provides real-time automated underwriting, integrated third party assessment, and underwriter workbench, electronic audit capability, electronic signature flexibility, and real-time issuance functionality. Merica-US™ can be offered as a complete package enabling a Straight Through Process or it can be configured as a web-services model to integrate directly with any carrier’s new business acquisition systems.

Features

• Significant underwriting, issuance, and expense savings
• Speed-to-issue dramatically reduces not-taken rates
• Real-time aggregation and analysis of third party data (RX profiles, MIB, MVR)
• Real-time underwriter overrides and decision capability
• Seamlessly integrates with any front-end system
• Supports all types of e-signature technology
• Electronic Data Capture for proactive monitoring