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Simplified Issue

At HLR America, our broad underwriting and actuarial background gives us an appreciation for the unique challenges companies face in the simplified issue market. We offer our clients consulting on application design, assessing the value of third party underwriting data, and setting mortality and persistency assumptions appropriate for your company’s distribution and target market.

In addition we have developed Merica-USTM, an underwriter workbench and case management tool, that can reduce significant underwriting and issuance expenses through automated underwriting, application design and distribution efficiencies. Click here to learn how this dynamic application can help you to maximize the value of your products.

Click here to contact a Hannover Life Re Simplified Issue Expert.