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• Our Markets
  • Financial Solutions
  • Individual Life
  • Medicare Supplement
  • Group Life and Specialty A&H
• Our Products and Services

Individual Life

The Individual Life insurance market covers a broad range of products and niche opportunities. As a reinsurer in this sophisticated market, HLR America takes an innovative approach towards developing solutions to help insurance companies manage these complex risks. Fortunately, HLR America has the actuarial and underwriting expertise to effectively manage the risks in these markets and the many types of specialty distribution channels that reach them. We have a range of creative solutions and expertise in developing customized insurance programs to meet the needs of these unique markets:

• Traditional Mortality Risk
• Simplified Issue
• International Risk and Foreign Nationals (with particular expertise in Latin America)
• Automated Real-time Underwriting capabilities
• Distribution Developed Life programs
• COLI/BOLI
• Senior Life

Click here to contact a Hannover Life Re Individual Life Expert.