Group Life and Specialty A&H
At HLR America, we offer a diverse portfolio of traditional and niche reinsurance solutions for the group life, specialty health and accident markets. We work with direct writers, third party administrators, specialty insurance marketers, management general underwriters/agents, intermediaries and brokers.
In addition to customized reinsurance solutions, we provide a variety of services, including:
- Product Development - Underwriting Rules, Pricing, Policy Forms, Premium and Claims Administration, Staff Training and more
- Facultative Underwriting
- Guarantee Issue, Simplified Issue or Proof of Insurability
- Excess or Quota Share
- Stand Alone or Riders
- Profit Sharing
- Fronting Companies
- Staff Consulting
- Group Underwriting and Pricing Reviews
- Participation in Company Seminars and Training Meetings
