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Accident

HLR America offers reinsurance solutions for the accident market on both a group and individual basis. We cover both traditional accident lines as well as niche lines such as accidental death carve-outs which have been a popular coverage in that it covers single life accidents at a reasonable rate.

Accident Solutions:

  • Group Accidental Death and Dismemberment
  • Voluntary Accidental Death and Dismemberment
  • Accidental Death Carve Out of life insurance products (individual and group)
  • Bulk Accidental Death Benefit
  • Travel Accident
  • Blanket Personal Accident
  • Accident Medical
  • Mass Marketed Accident – Financial Institutions, Credit Unions, Association and Affinity Groups, Direct Mail and Internet Programs
  • Special Events
  • Common Carrier