Financial Solutions
In addition to managing risk, structured transactions with Hannover provide direct writers an alternative means to accessing capital. With our considerable expertise in developing this reinsurance approach, we can offer financial solutions for companies who need capital to pursue new lines of business or increase capital reserves. These insurance based solutions can offer considerable benefits over traditional capital market equity or debt.
A visualization of HLR America's product offerings and their effects within the Financial Solutions Landscape can be found here: Product Offerings
Examples of where Hannover Life Re has executed transactions include:
- Facilitate XXX solutions with and without third party capital providers
- Monetizing Embedded Value
- Risk based capital relief
- Provide financing support for companies looking to do acquisitions via reinsurance
- CARVM reserve relief / excess reserve solutions
- Block of business acquisitions
By leveraging its deep expertise and underwriting capacity in both traditional life, annuities, and health, Hannover Life Re has placed transactions covering a broad array of retail product lines including:
- XXX and non-XXX Term
- Universal life – with and without Secondary Guarantees
- Participating whole life
- Simplified issue products
- Fixed, variable and equity indexed annuities
- Group life
- Special risks including waiver of premium benefits
- Medicare Supplement
- Medicare Part D
- Private fee for service and Med Advantage plans
With Hannover Life Re’s experience with capital markets worldwide and extensive knowledge of tax and insurance environments, we can help leverage the value of your company’s portfolio.
