Portrait
Gary L. Gray, FLMI, ACS, Vice President – Treaties, joined HLR US on August 1, 1980. He has over 30 years of management experience in the life reinsurance industry.
Prior to joining HLR America, Gary was Vice President, Policy Administration with Western Reserve Life Assurance Company of Ohio, with primary responsibilities in customer service, new business and claims.
Gary is an Associate, Customer Service (ACS) and a Fellow of the Life Management Institute (FLMI).
At HLR America, Gary is head of the Treaties unit in the Orlando office and is responsible for direct and retrocession treaties.
Portrait
Joan M. Paulter, CLU, Vice President -Treaties and Retro, joined HLR America in February 2009. Joan has more than 25 years of professional experience in the life reinsurance industry, working for major reinsurance companies. Her primary responsibilities have been the creation and analysis of complex reinsurance and insurance related contracts. She has also directed reinsurance operations in the areas of administration, claims and systems liaison.
Prior to joining HLR America, Joan was Vice President with Scottish Re (U.S.), Inc., where she was responsible for setting treaty contract parameters and managed the development and writing of all reinsurance and retrocession contracts covering Life Insurance products, including conventional and financial treaties.
Prior to joining Scottish Re, she served as VP with General Cologne Life Reassurance Company and AVP with Hartford International Life Reassurance Corporation, and AVP with General Reassurance Corporation.
At HLR America, Joan is responsible for the treaty contract functions for the Mortality Solutions business.
