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Joe A. Sikora

Joseph A. Sikora, CFA, FSA, MAAA, Senior Vice President – Insurance Risk Management and Appointed Actuary, has 35 years of actuarial and insurance management experience with both stock and mutual insurance organizations as well as in consulting.

He has successes in acquisitions, mergers and divestitures of operations as well as a strong background in tax and regulatory issues.

Joe is also a semi-professional clarinetist in the Orlando Concert Band and has successfully applied his degree in Physics to reinsurance. He is a Chartered Financial Analyst (CFA), Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA).

At HLR America, he has an oversight role of new business pricing and financial management in addition to risk analysis and overall valuation responsibility as the company's Appointed Actuary.